How to register and activate First City Monument Bank (FCMB) ussd

First City Monument Bank (FCMB) USSD (Unstructured Supplementary Service Data) service offers customers a convenient and efficient way to access banking services using their mobile phones.

The service allows you to perform various banking transactions using a simple, text-based menu system on your mobile phone. No need for fancy apps or internet connections – just dial a few codes and you’re good to go.

This article provides a comprehensive guide on how to register for first city monument Bank’s USSD service, outlining the benefits, step-by-step instructions, requirements, security features, Whether you are new to mobile banking or looking to enhance your banking experience, understanding how to register for FCMB USSD will empower you to manage your finances conveniently and securely.

Also read: How to register and activate First bank USSD

Benefits of First City Monument Bank USSD

First City Monument Bank (FCMB) USSD banking, also known as *329#, offers a range of benefits for users:

  1. Accessibility: You can perform banking transactions anytime and anywhere, even without internet access. All you need is a mobile phone with network coverage.

  2. Convenience: USSD banking eliminates the need to visit a physical bank branch or use a computer. You can conveniently access your bank account with a few simple codes.

  3. Speed: Transactions are processed quickly, saving you time and effort.

  4. Security: FCMB USSD banking employs security measures to protect your account and transactions. It requires a PIN for authentication and encryption for secure data transmission.

  5. Variety of Services: You can perform various banking transactions using FCMB USSD, including:

    • Checking account balance
    • Transferring funds to FCMB and other bank accounts
    • Airtime purchase for self and others
    • Bills payment (e.g., electricity, cable TV, etc.)
    • Generating account statements
    • And more
  6. User-friendly: The USSD codes are easy to remember and use, making it accessible for both tech-savvy and non-tech-savvy users.

  7. Cost-effective: It’s a more affordable option compared to using internet banking or visiting a bank branch, especially for those with limited data access.

  8. 24/7 Availability: You can access FCMB USSD banking services round the clock, ensuring you can manage your finances whenever you need to.

You may also like:How to Register for Ecobank USSD Code and transfer money

Requirement to register an activate fcmb ussd

To register and activate FCMB USSD banking (*329#), you need the following:

  1. An active FCMB bank account: You must have an existing account with First City Monument Bank (FCMB).
  2. A mobile phone number: The phone number linked to your FCMB account is required for registration and transactions.
  3. Your debit card: You will need your FCMB debit card details, such as the card number, PIN, and expiry date.
  4. Your Bank Verification Number (BVN): Your BVN is a unique identification number linked to your biometric information.

How to Register and Activate for First City Monument Bank USSD

To register and activate First City Monument Bank (FCMB) USSD banking (*329#), follow these simple steps:

  1. *Dial *329#: Using your mobile phone linked to your FCMB account

  2.  The USSD menu will appear on your screen. Select the option to register for the service.

  3. Enter your 10-digit FCMB account number.

  4. Choose a 4-digit PIN that you will use to authorize transactions.

  5. Re-enter the 4-digit PIN to confirm.

  6. You’ll be asked to enter the last 6 digits of your ATM card number and the card’s expiry date for verification.

  7.  Once you complete these steps, your FCMB USSD banking service will be activated. You’ll receive a confirmation message.

Additional Information:

  • You don’t need an internet connection to use FCMB USSD banking.
  • The service is available 24/7.
  • For your security, never share your PIN with anyone.
  • If you encounter any issues, contact FCMB customer care for assistance.

Now that you have registered and activated FCMB USSD banking, you can start enjoying the convenience of banking on the go!

Read: How to register for Access bank internet banking and mobile App

How to buy airtime from First City Monument Bank (FCMB)

There are two main ways to buy airtime using FCMB USSD:

1. To recharge your own line:

  • Dial *329*Amount# (e.g., *329*500#)
  • The amount you enter will be deducted from your FCMB account, and airtime will be credited to your phone number automatically.

2. To recharge another line:

  • Dial *329*Amount*Mobile Number# (e.g., *329*500*08012345678#)
  • The amount will be deducted from your account, and airtime will be sent to the mobile number you provided.

Important Notes:

  • Ensure you have sufficient balance in your FCMB account to cover the airtime purchase.
  • The mobile number must be a valid Nigerian number.

How to transfer money from First City Monument Bank (FCMB)

To transfer money from your First City Monument Bank (FCMB) account using USSD, follow these steps:

  1. Dial *329# on your mobile phone linked to your FCMB account.

  2. Select “Transfer Funds”: Choose the option to transfer funds from the menu displayed.

  3. Enter Recipient’s Account Number: Enter the 10-digit account number of the person you want to send money to (this can be another FCMB account or an account with a different bank).

  4. Enter Amount you want to transfer.

  5. Confirm Transaction: Review the transaction details and confirm the transfer by entering your 4-digit USSD PIN.

  6. Transaction Complete: You will receive a confirmation message indicating that the transfer was successful.

Important Notes:

  • Transaction Code: For transfers above ₦500,000 per day, you’ll need a transaction code. If you haven’t created one, dial 3290# and follow the prompts to create it.

Read: How to block Fidelity bank ATM Card and account

How to check First City Monument Bank (FCMB) account balance

To check your FCMB account balance using USSD, simply:

  1. Dial *329*00# on your mobile phone that is linked to your FCMB account.
  2. Your account balance will be displayed on the screen.

It’s that easy and convenient!

Additional Notes:

  • Ensure you have an active FCMB account and your mobile number is registered with the bank.
  • Standard USSD charges may apply depending on your network provider.
  • For security reasons, do not share your USSD PIN with anyone.
  • If you encounter any issues, contact FCMB customer care for assistance.

How to reset PIN or change First City Monument Bank (FCMB)

To reset or change your First City Monument Bank (FCMB) PIN using USSD, follow these steps:

  1. Dial *329*0#: Use your mobile phone linked to your FCMB account
  2. Select “PIN Reset”: Choose the option to reset your PIN from the menu.
  3. Enter Old PIN: If you remember your old PIN, enter it. If you’ve forgotten it, you might be prompted to enter other details like your card number or BVN for verification.
  4. Create New PIN: Enter a new 4-digit PIN.
  5. Confirm New PIN: Re-enter the new PIN to confirm.

Once you’ve completed these steps, you should receive a confirmation message indicating that your PIN has been successfully changed.

Important Notes:

  • Choose a Strong PIN: Make sure your new PIN is not easily guessable and avoid using easily identifiable numbers like your birthdate or consecutive numbers.

How to block  First City Monument Bank (FCMB) ATM card

FCMB offers several services related to your ATM card block via USSD (*329#):

  1. Card Block:

    • If your card is lost or stolen, dial *329*911# to instantly block it and prevent unauthorized transactions. You can choose to block the card specifically or block your entire account.

How to pay bills from First City Monument Bank (FCMB)

FCMB offers a convenient way to pay your bills using the USSD code *329#. Here’s how you can do it:

1. Access the Bills Payment Menu:

  • Dial *329# on your mobile phone linked to your FCMB account.
  • Select the “Pay Bills” option from the menu.

2. Choose Biller:

  • Select the category of the bill you want to pay (e.g., electricity, cable TV, internet, etc.).
  • Choose the specific biller from the list provided.

3. Enter Details:

  • Enter the required details, such as your customer ID, meter number, or account number, depending on the bill type.

4. Enter Amount:

  • Input the amount you want to pay.

5. Confirm Payment:

  • Review the payment details and confirm the transaction by entering your 4-digit USSD PIN.

6. Payment Confirmation:

  • You will receive a confirmation message indicating that your bill payment was successful.

How to get First City Monument Bank (FCMB) statement of account

You have multiple options to obtain your First City Monument Bank (FCMB) statement of account:

1. FCMB USSD Code:

  • Dial *329# on your registered mobile phone.
  • Select “Statement” from the menu.
  • Choose either “Mini Statement” (last 5 transactions) or “Full Statement” (up to 6 months).
  • For a full statement, select the duration you want.
  • Your statement will be sent to your registered email address instantly.

2. FCMB Online Banking:

  • Log in to your FCMB online banking account.
  • Go to the “Accounts” or “Statements” section.
  • Select the account and date range for the statement.
  • Download or print the statement as needed.

3. FCMB Mobile App:

  • Open the FCMB mobile app and log in.
  • Navigate to the “Accounts” or “Statements” section.
  • Select the account and date range.
  • Download or view the statement.

4. FCMB Branch:

  • Visit your nearest FCMB branch and request a statement of account.
  • You might need to provide identification and account details for verification.

5. FCMB Customer Care:

  • Call the FCMB customer care hotline: 07003290000
  • Request a statement of account to be sent to your registered email address.

 

How to buy data from First City Monument Bank (FCMB)

There are two primary ways to buy data from FCMB using USSD (*329#):

1. Buying Data for Your Line:

  • Dial *329*1*Mobile Number# (replace ‘Mobile Number’ with the phone number you want to buy data for).
  • Follow the prompts to select your preferred data plan.
  • Confirm the purchase with your 4-digit PIN.
  • The data will be credited to your specified mobile number, and the cost will be deducted from your FCMB account.

2. Buying Data for Another Line:

  • Dial *329*1*Mobile Number# (replace ‘Mobile Number’ with the recipient’s phone number).
  • Follow the prompts to select the data plan you want to purchase for them.
  • Confirm the purchase with your PIN.
  • The data will be credited to the recipient’s phone number, and the cost will be deducted from your FCMB account.

FAQS

Q1: How do I register for FCMB USSD banking?

A1: Dial *329# on your mobile phone linked to your FCMB account and follow the prompts to register. You’ll need your account number, card details, and BVN.

Q2: What transactions can I perform using FCMB USSD?

A2: You can perform various transactions, including checking your balance, transferring funds, buying airtime, paying bills, generating mini-statements, and more.

Q3: Is FCMB USSD banking secure?

A3: Yes, FCMB USSD banking employs security measures such as PIN authentication and data encryption to protect your transactions.

Q4: Can I use FCMB USSD on any phone?

A4: Yes, FCMB USSD banking works on any type of mobile phone, including basic feature phones and smartphones.

Q5: What do I do if I forget my FCMB USSD PIN?

A5: Dial *329*0# and follow the prompts to reset your PIN.

Q6: Is there a fee for using FCMB USSD banking?

A6: FCMB USSD banking itself is free, but standard network charges may apply depending on your mobile network provider. There may also be charges for specific transactions like transfers or bill payments.

Q7: Can I use FCMB USSD banking abroad?

A7: Yes, you can use FCMB USSD banking as long as you have network coverage and your phone is roaming.

Q8: What should I do if I experience issues with FCMB USSD banking?

A8: Contact FCMB customer care for immediate assistance. They will be able to help you troubleshoot any problems you encounter.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com
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About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia . Frank have worked as a banker and consultant in variety of Nigeria agencies Contact ;Kokobest04@gmail.com
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