How to activate and register for Unity bank ussd

Unity Bank USSD service is a convenient way for customers to access banking services using their mobile phones. This service allows users to perform various transactions quickly and securely without the need for internet access.

The bank USSD service, *7799#, is a convenient and secure way to perform banking transactions without needing internet access. It’s available to MTN,Glo Airtel and 9mobile subscriber, also all Unity Bank account holders with a registered mobile phone number.

This article serves as a guide to help users activate and register for the Unity Bank USSD service, enabling them to perform various banking transactions with ease. By following the outlined steps and guidelines, customers can efficiently manage their accounts, transfer funds, pay bills, and more, all through the simple and accessible USSD platform.

What is Unity bank ussd code

Unity Bank USSD code is a convenient and easy way for customers to access their bank accounts and carry out transactions using their mobile phones.

With this code, customers can perform a variety of banking services such as checking account balance, transferring funds, paying bills, and buying airtime. This innovative service is aimed at making banking more accessible and convenient for customers, especially in remote areas where there may not be physical branches.

The  code is a unique  assigned to each customer that allows them to access their bank accounts securely from anywhere and at any time. To use the code, customers simply dial the *7799# on their mobile phones and follow the prompts to carry out the desired transaction. This service is quick and convenient, saving customers time and reducing the need to visit a physical bank branch for simple transactions.

By using this service, customers can enjoy the flexibility of banking on the go and carrying out transactions without the need for internet access or a physical branch. The USSD code is a secure and efficient way for customers to access their accounts and perform various banking services, ultimately enhancing their overall banking experience.

 

Also read: How to register for Standard Chartered Bank Nigeria USSD

Requirements to activate and register

To activate and register for Unity Bank USSD (*7799#), you need the following:

  1. You must have an existing individual account with Unity Bank. Joint, corporate, and multiple signatory accounts are not eligible.

  2. The mobile phone number you use for registration must be the one associated with your Unity Bank account and enrolled on the bank’s SMS alert platform.

  3. You will need your account number and potentially other personal details for verification during the registration process.

Read: How to register for Stanbic Ibtc ussd and transfer

What can you do with  unity bank ussd service

The service, *7799#, offers a wide range of banking services that you can access conveniently from your mobile phone:

  • Check Account Balance
  • Mini Statement
  • BVN Verification
  • Block Account/Card
  • Generate Token
  • Funds Transfer:
  • Bill Payments:
  • Buy recharge card
  • Buy data
  • Generate PIN
  • Cardless Withdrawal
  • USSD on POS
  • School Fees Payment

How to register for unity bank ussd

You can register for Unity Bank USSD banking (*7799#) through two simple methods:

1. Automatic Registration:

  • Dial *7799# from the mobile phone linked to your Unity Bank account.
  • Select any transaction from the menu (e.g., balance inquiry, transfer).
  • The system will automatically prompt you to register.
  • Enter your Unity Bank account number when prompted.
  • Create a 4-digit PIN. This will be your personal identification number for all *7799# transactions.

2. Direct Registration:

  • Dial 77990# from your registered phone number.
  • Select the “Register” option.
  • Enter your Unity Bank account number.
  • Create a 4-digit PIN.

Read: Polaris bank ussd: How to register and transfer money

How to transfer money from Unity bank

Unity Bank offers a convenient way to transfer money using USSD codes through your registered mobile phone. There are two primary methods:

  1. Transfer to Another  to another Unity Bank Account:

    • Dial: *7799*1*Account Number*Amount#
    • Example: To transfer ₦2,500 to account number 1234567890, dial *7799*1*12345678902*500#
    • Confirm: Verify the details displayed on your screen.
    • PIN: Enter your 4-digit USSD PIN to authorize the transaction.
  2. Transfer to Other Banks in Nigeria:

    • Dial: *7799*2*Account Number*Amount#
    • Example: To transfer ₦10,000 to a Zenith Bank account number 2001234567, dial *7799*2*2001234567*10000#
    • Confirm: Verify the displayed details, including the recipient’s bank name.
    • PIN: Enter your 4-digit USSD PIN to authorize the transfer.

How to buy airtime from Unity bank

To recharge your own line from unity bank:

  1. Dial *7799*Amount# from the phone number linked to your Bank account.
    • For example, dial *7799*500# to buy ₦500 airtime.

To recharge another line:

  1. Dial *7799*Phone Number*Amount#
    • For example, dial *7799*08012345678*1000# to buy ₦1,000 airtime for the number 08012345678.

Read: Keystone Bank’s USSD: How to register and transfer money

Unity bank Cardless withdrawal

Unity Bank offers a convenient cardless withdrawal service that allows you to withdraw cash from an ATM without using your physical debit card. This service is beneficial in situations where you’ve forgotten your card or it’s not accessible.

Here’s how you can perform a cardless withdrawal at Unity Bank:

  1. Initiate the Transaction:

    • Use Unity Bank’s USSD code (*7799#) or their mobile banking app to initiate a cardless withdrawal transaction.
    • You’ll need to enter the desired amount and your PIN for security.
  2. Receive a One-Time PIN (OTP):

    • Unity Bank will send you a unique OTP to your registered mobile number.
    • This OTP is usually valid for a short period, so make sure to complete the withdrawal promptly.
  3. Go to the ATM:

    • Locate a Unity Bank ATM that supports cardless withdrawals.
    • Look for the “Cardless Withdrawal” option on the ATM screen.
  4. Enter Details:

    • Enter the OTP you received on your phone, along with your mobile number and the withdrawal amount.
  5. Collect Your Cash:

    • The ATM will dispense your cash, and you’ll receive a confirmation message.

 

How to block Unity bank  account/Atm Card

The  unity bank has a specific USSD code to block your bank account or ATM card immediately in case of suspected fraud or loss:

Dial *7799*9*Phone Number#

Replace “Phone Number” with the phone number linked to your Unity Bank account.

After dialing the code, your account will be blocked instantly, preventing any further unauthorized transactions.

Read; How to register for Union bank ussd and activate

How to check Unity bank account balance

To check your account balance using USSD, follow these steps:

  1. *Dial*7799*0# from your registered mobile phone.
  2. Select “Check Account Balance” from the menu options.
  3. Enter your 4-digit PIN.
  4.  Your account balance will be displayed on the screen.

Unity bank USSD on POS

Unity Bank’s USSD on POS (*7799#) is a feature that allows you to use your mobile phone for transactions at Point of Sale (POS) terminals, even if you don’t have your debit card with you. It is a convenient and secure way to pay for goods and services.

How to Use USSD on POS:

  1. Inform the Merchant: Tell the merchant you want to pay using Unity Bank USSD.
  2. Then dial *7799*000*RefID#
  3. Enter Phone Number: The merchant will enter your registered phone number on the POS terminal.
  4. Receive USSD Prompt: You’ll receive a prompt on your phone asking to confirm the transaction amount and biller details.
  5. Enter PIN: Enter your Unity Bank USSD PIN (*7799# PIN) to authorize the payment.
  6. Confirmation: You’ll receive a confirmation message once the transaction is successful.

Also read; How to register for sterling bank ussd and other transaction

How to verify Unity bank BVN

The Bank offers a few options to verify your Bank Verification Number (BVN):

  1. USSD Code:
  • Dial *7799*5# from your registered mobile number.
  • This will display your BVN on the screen.

2. General BVN Code:

  • Dial *5650# from any phone number (not necessarily your Unity Bank registered number).
  • This is a general code across all Nigerian banks to retrieve your BVN. Please note that this may incur a small fee depending on your network provide

How to pay bills from Unity bank

To pay bills from Unity Bank using USSD, follow these steps:

  1. *Dial 7799# from your registered mobile phone.
  2. Select “Pay Bills” from the menu options.
  3. Select the relevant category for the bill you want to pay (e.g., Electricity, Cable TV, Internet, etc.).
  4.  Choose the specific company you want to pay (e.g., IKEDC, DSTV, Spectranet, etc.).
  5. Enter the required details, such as your customer ID or account number (depending on the biller).
  6. Input the amount you wish to pay.
  7.  Double-check the payment details displayed on your screen to ensure they are correct.
  8.  This is your Unity Bank USSD PIN.

After entering your PIN, you will receive a notification confirming the payment’s success or failure.

Frequently Asked Questions

1. What is Unity Bank’s USSD code?

The USSD code for Unity Bank is *7799#.

2. What can I do with Unity Bank’s USSD code?

You can perform various banking transactions with *7799#, including:

  • Checking account balance
  • Transferring funds to Unity Bank and other bank accounts
  • Paying bills (e.g., electricity, cable TV)
  • Buying airtime for yourself or others
  • Cardless withdrawals
  • Blocking your ATM card
  • Verifying your Bank Verification Number (BVN)
  • Opening a Unity Bank account (for non-account holders)

3. Who can use Unity Bank’s USSD code?

*7799# is available to all Unity Bank account holders with phone numbers registered for the bank’s SMS alert service.

4. Do I need internet access to use 7799#?

No, you don’t need an internet connection to use the USSD code. It works on all types of mobile phones, even without data.

5. Is 7799# secure?

Yes, Unity Bank’s USSD code is secure. Transactions are protected with a PIN, and the service uses encryption to safeguard your information.

6. How do I register for Unity Bank’s SMS alert service?

Visit your nearest Unity Bank branch to register for the SMS alert service. You’ll need to provide your account number and phone number.

7. What should I do if I forget my PIN?

If you forget your PIN, you can reset it by visiting a Unity Bank branch or calling their customer care line.

8. Are there any charges for using 7799#?

There may be minimal charges depending on the type of transaction. You can check Unity Bank’s website or contact customer care for specific charges.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com
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About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia . Frank have worked as a banker and consultant in variety of Nigeria agencies Contact ;Kokobest04@gmail.com
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