How to borrow Data from Airtel Nigeria and Payback later

In today’s digital age, staying connected is essential, and having access to mobile data is a necessity. Airtel Nigeria offers a convenient solution for subscribers who may find themselves in need of extra data with its Data Borrowing Service.

This service allows Airtel customers to borrow data in times of need and pay back later, ensuring seamless connectivity even when their data balance runs low to  enable them browsing the internet, streaming videos, and using social media apps

In this Article, we will discuss the steps and requirements and benefits involved in borrowing data from Airtel Nigeria.


1. Stay Connected: The primary benefit is avoiding disruption to your internet access when you run out of data unexpectedly. You can continue browsing, using social media, or completing important online tasks.

2.Convenience: Similar to borrowing airtime, it’s fast and easy. You don’t need to search for a place to buy a data recharge.

4. Flexibility: You can potentially borrow different amounts of data depending on your specific needs.

5. Accessibility: The service is generally available to qualifying prepaid Airtel customers.
Important Considerations

Eligibility and Requirements for Borrowing Airtel Data

Borrowing data has become common practice for a variety of reasons. However, not everyone is eligible to borrow data and certain requirements must be met in order to do so. One of the main eligibility criteria is having a legitimate reason for borrowing data from Airtel

Eligibility Requirements:

1. Prepaid Customer: You need to be a prepaid Airtel subscriber.
2. Network Tenure: You generally need to have been an Airtel customer for a certain period, often around 2-3 months.
3. Active Usage and Recharges: You should have a history of actively using your Airtel line, including regular data recharges. The more you use and recharge, the higher your chances of eligibility and the potential to access larger loan amounts.
4. No Outstanding Loans: You cannot have any existing, unpaid airtime or data loans.

How to check eligibility to borrow airtel data

Here are the ways to check if you’re eligible to borrow data on the Airtel Nigeria network:

1. USSD Code:

1. Dial *500# on your Airtel line.
2. Follow the menu prompts to “Borrow Data”
3. Ineligible customers who try to borrow Data will be prompted to recharge at least N100 monthly to qualify.


How to borrow data from Airtel

Here’s how you can borrow data from Airtel Nigeria:

1.Kindly dial *303# and select 3 for Borrow Data.
2.List of data you are eligible to borrow will display ·
3. Select the option for “Borrow Data”
4. Pick the data bundle you would like to borrow from the options presented.
5. You’ll receive an SMS confirming the data loan and your updated data balance.

Related Post


How to share and transfer data to another Glo line

Glo EasyShare : How to transfer Airtime from Glo line

MTN Share: How to transfer Airtime to another mtn line

MTN XtraByte: How to borrow data from MTN

How to borrow Airtime from Airtel and payback later



How many times can I borrow data from Airtel Nigeria?

You can borrow data as many times as possible as long as you are within credit limit.

I have previously borrowed airtime and haven’t repaid my loan. Can I still borrow data?

Yes. You can borrow data if you have an existing loan balance as long as it is within your credit limit.

What is Transaction fees to borrow data from Airtel?

Your mobile network provider is not offering you these loans for free. Each loan is issued with a service fee. In Nigeria, the service fee for the networks is the same—15% of the data value . This means if you borrow 500MB of data, a 15% service fee (75MB) will be added to your repayment

How to re-pay for the data you borrowed from Airtel?

You don’t need to actively pay for the borrowed data separately on Airtel Nigeria. Here’s how the repayment works: When you recharge your Airtel line, the cost of the borrowed data bundle along with the applicable service fee is automatically deducted from your airtime balance. So Ensure you recharge with enough airtime to cover both the data loan and service charge.

How long will the data loan last?

Each data loan bundle comes with a specific validity period. This period can range from a few hours to several days, or even a month in some cases. If you don’t use all of the borrowed data within the validity period, the unused portion will expire. However, you’ll still be required to repay the full value of the loan, even if you don’t consume it fully.

How much data can you borrow from Airtel?

To know much much you can borrow dial *500# and select the data loan option. You’ll see the available data amounts you’re eligible to borrow. It ranges from 25MB to 50MB, 100MB, 500MB, 1.5GB, 2 GB, and more.

What happens if I am unable to repay the borrowed data within the specified period?

If you consistently fail to repay on time , your eligibility to borrow data (and potentially airtime) may be negatively affected. The next time you recharge, the full repayment amount will be automatically deducted from your airtime balance and You may be barred from taking future data loans until the current debt is settled. Airtel may also reduce your loan eligibility limit or impose stricter repayment terms in the future.


Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies


Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top