How to borrow Glo Airtime and payback later

Are you out of Airtime and you want to make important call or send an SMS and you don’t have call credit a Go subscriber ?

One o the top notch Telecommunication company in Nigeria has introduce Borrow me credit which allows active Glo prepaid subscribers who meet the eligibility criteria borrow airtime and repay back on their next recharge.

Glo’s airtime borrowing service is designed for customers to borrow airtime when they run out of credit and pay it back later with a little extra fee.

Why you might need to borrow airtime from Glo

There are several reasons why someone might need to borrow airtime from Glo:


  • Urgent Calls: In urgent situations where you need to make an important call but have no airtime, borrowing airtime from Glo can be a lifesaver.
  • Medical Emergencies: If you need to call for medical help or contact family members during a medical emergency, borrowed airtime can be crucial.
  • Security Concerns: In case of a security threat, you might need to call for help or alert others, and having airtime becomes essential.

Unexpected Situations:

  • Running Out of Airtime Unexpectedly: Sometimes, you might run out of airtime unexpectedly, and borrowing a small amount from Glo can help you stay connected until you can recharge.
  • Delayed Salary or Payment: If you are expecting a salary or payment that is delayed, borrowing airtime can help you stay connected with friends, family, or work contacts.


  • Avoiding the Hassle of Recharging: Borrowing airtime can be more convenient than searching for a recharge point, especially in remote areas or late at night.
  • Quick and Easy Access: Glo offers easy ways to borrow airtime through USSD codes or the Glo Café app, making it a quick solution.

Eligibility criteria for Glo Borrow Me Credit


1.Minimum tenure: You need to have been an active Glo subscriber for at least 4 months.
2. Usage history: You should have a good usage history with regular recharges and airtime usage.3. Outstanding balance: You should not have any outstanding balance on your Glo line from previous borrowings.

4. You sim card should be register and link to NIN

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How to borrow airtime from Glo Nigeria


Borrow Me Credit:

This service allows you to borrow airtime directly for yourself when you run out. Here’s how:

1. Dial *303# on your Glo line.

2. Select the Borrow Credit option from the menu.

3. Choose the amount of airtime you want to borrow.

4.Once done you will receive a Confirmation that your borrowed airtime is credit to you less the service fees of 15%

Benefits of borrowing airtime on Glo

Borrowing airtime on Glo, through their “Borrow Me Credit” or “Borrow For Others” services, offers several benefits:

Convenience and Accessibility:

  • Emergency Situations: It provides a quick and easy solution when you urgently need airtime but don’t have immediate access to recharge options.
  • Remote Areas: It’s especially helpful in areas with limited access to recharge vendors or physical stores.
  • 24/7 Availability: You can borrow airtime anytime, day or night, through USSD codes or the Glo Café app.

Financial Flexibility:

  • Delayed Payments: It allows you to stay connected even if you’re facing temporary financial constraints, as you can repay the borrowed amount later.
  • No Service Interruption: You can avoid service interruptions due to insufficient airtime and continue making important calls or using data.

How to repay borrow glo airtime

Repaying borrowed airtime on Glo is automatic and straightforward:

  1. Automatic Deduction: The borrowed airtime, along with a service fee, will be automatically deducted from your next recharge. You don’t need to take any extra steps.

  2. Sufficient Recharge: Ensure your next recharge is enough to cover both the borrowed amount and the service fee. If your recharge is insufficient, the entire amount will be used to offset the debt, and you won’t receive any airtime for your current use.

What is Consequences of not repaying on time


Repeatedly failing to repay borrowed airtime can negatively affect your creditworthiness with Glo, making it difficult to access future services or borrow larger amounts.

Frequently Asked Questions (FAQ)

Q: 1. Can anyone borrow airtime on the Glo network?


A: No, not everyone can borrow airtime on the Glo network. There are specific eligibility criteria that subscribers must meet to qualify for Glo’s Borrow Me Credit and Borrow For Others services.You need to have been a loyal and consistent subscriber on Glo for at least 4 months and have a good usage history

Q: 2. What happens if I can’t repay the borrowed airtime on time?


A: Repeatedly failing to repay borrowed airtime can negatively affect your creditworthiness with Glo, which may limit your eligibility for future services or promotions

Q: 3. Is there a limit to how much airtime I can borrow on Glo?


A: Yes, there is a limit to how much airtime you can borrow on Glo is N2000

Q; 4. How much is glo service charges for airtime borrow


A: Glo charges a 15% service charge for borrowing airtime through their “Borrow Me Credit” service. This means if you borrow ₦100, you will receive ₦85 and will need to repay ₦100 when you recharge.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies


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