How to register and activate Gtbank USSD code

Guaranty Trust Bank (GTBank) is one of the leading banks in Nigeria, known for its innovative and user-friendly banking services. One of the most convenient ways to perform transactions is through the use of USSD (Unstructured Supplementary Service Data).

Activating the GTBank USSD Code opens up a world of convenient and efficient banking at your fingertips. By dialing a simple *737# on your mobile phone,you can access a wide range of services such as checking your account balance, transferring funds,buying Airtime and paying bills and many more.

This service is a convenient and secure way to access your account and conduct transactions using your mobile phone. With just a few simple steps, you can activate the code and enjoy a world of financial convenience at your fingertips.

In this article, we will discuss how to activate the USSD code for GTBank and benefits.

Read:How to register for Gtbank internet banking

How to Register for GT Bank ussd Code

1.To begin the registration process, customers need to dial *737*5# on their registered mobile number with the bank.
2. Select active debit card or No active debit card
3. Without a debit card please enter your date of birth and other information
4. Select 1 if you have active debit card
4. Input the last 6digit of your debit card
5. Create your new 737 PIN
6. PIN is saved successfully

After registering for GT Bank transfer code, customers can immediately start using the service to transfer funds, check account balances, pay bills, and more.

Read: How to Check Access bank Account Balance

List of GT Bank USSD Code

GT Bank offers a variety of USSD codes that allow you to perform various banking transactions conveniently from your phone. Here’s a list of some of the most commonly used GT Bank USSD codes:

GT Bank USSD Code Functions
 *737*1*Amount*NUBAN Account Number# Money Transfer To GT Bank
 *737*2*Amount*NUBAN Account Number# Transfer Money To Other Banks
*737*amount# Buy Airtime
*737*4# Buy Airtime For Other Line
*737*5# Create Transaction Pin
*737*6*1# Check Account Balance
*737*37*Amount*Decoder Number# Startime Tv Recharge
*737*3*Amount# Cardless Withdrawal
*737*7# Generate OTP
*737*SmartCardNo# Cable Tv
*737*51*74# Account Blacklist
*737*52*40# Payday Loan
*737*51*24# Spend To Save
*737*51*1# Enable/Disable Account Balance on GeNS
*737*6*3# ATM Card Status
*737*6*2# Loan Balance

Gtbank ussd code For Electricity

District Service Area USSD Code
Port Harcourt Prepaid *737*50*Amount*95#
Port Harcourt Postpaid *737*50*Amount*96#
Eko Prepaid *737*50*Amount*151#
Eko Postpaid *737*50*Amount*152#
Ibadan Prepaid *737*50*Amount*137#
Kano Prepaid *737*50*Amount*93#
Kano Postpaid *737*50*Amount*94#


  • What can I do with Gtbank 737 USSD Banking?

  • Send money to other GTBank and Other Bank Accounts
  • Buy Airtime & Data for Self and others on all major networks
  • Check Account Number, Balances and BVN on the go
  • Generate One Time Passcode (OTP)
  • Pay bills
  • Perform Cardless ATM withdrawal
  • Fastrack Cash Deposit etc.

Read:Access bank Internet banking:How to register for Online banking

How do I enrol for Gtbank 737?

With Gtbank 737 No registration is required, just dial the string from your registered mobile number on the banks system

Do I require Data/Internet access enabled mobile phone to use 737?

No Data is required to use this service

Who can use Gtbank 737 USSD Banking Service?

The Gtbank 737 USSD Banking Service is available to any personal account holder with any mobile phone can use the service

What is benefits of GTBank USSD Banking

GTBank USSD Banking is a convenient means of performing major Banking transactions (Transfers, Balance Enquiry, Airtime Top up, Cardless ATM withdrawal, Bill Payments etc.) on any Mobile phone anytime, anyday & anywhere. The service is convenient, secure, fast, intuitive and affordable..

How do I create a 4digits 737 PIN (Personal Identification Number)?

To create your 4digits 737 PIN Simply dial *737*5# then enter the last 6digits of your active debit card to confirm.

What is Daily cumulative limit allowed for gtbank ussd code

The daily cumulative limit for gtbank ussd code is N200,000 which allowed for transfers to GTBank and other bank accounts.

What is the Code for transfers to other banks account?

Simply dial *737*2*amount*account no#

What is the code for transfers to a GTBank account?

To send money to other gtbank account Simply dial *737*1*amount*account no#

What is the code for 737 Enquiry?

To check your Gtbank account balance using ussd code on BVN and account number Simply dial *737*6#

What can I check with 737 enquiries?

With gtbank ussd code you can check Account Balance, Number & BVN, Card Status, Cheque Book Status, Loan Balance

Who can use Gtbank ussd code for Enquiry Service?

All personal account holders, as long as the phone number is registered with the Bank.

How do I resolve a dispense error on Gtbank ussd code transaction

Kindly contact your Bank to raise a dispense error claim. This can also be done on the different e-channels (Internet banking, ATM, etc.) for GTBank account holders only.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies


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