How to Register for Ecobank USSD Code and transfer money

In today’s digital age, accessing banking services has become more convenient and efficient, thanks to innovations like USSD banking. Ecobank’s USSD service offers customers a quick and easy way to perform financial transactions using their mobile phones, without the need for internet connectivity.

The Ecobank USSD (Unstructured Supplementary Service Data) service provides a convenient way to access banking services on your mobile phone. Gone are the days of waiting in long lines at the bank – with Ecobank USSD, you can perform transactions with just a few taps on your phone.

This article aims to guide you through the process of registering for Ecobank’s USSD service, outlining the requirements, and benefits

Read: How to register for Access bank internet banking and mobile App

Ecobank’s USSD code (*326#) offers a multitude of benefits for its users:

Convenience and Accessibility:

  • Available 24/7: You can conduct banking transactions anytime and anywhere, even without internet access.
  • Works on any phone: The service is accessible on both smartphones and basic feature phones.
  • No data charges: Using the *326# code does not incur any data charges.

Banking Services at Your Fingertips:

  • Check account balance: Easily check your account balance and track your spending.
  • Transfer funds: Quickly transfer funds between Ecobank accounts or to other banks in Nigeria.
  • Pay bills: Conveniently pay for utilities, subscriptions, and other bills directly from your phone.
  • Buy airtime and data: Recharge your phone or purchase data bundles for yourself or others.
  • Open an Xpress Account: Instantly open a basic bank account using your phone.
  • Access Rapidtransfer: Send money to 33 African countries instantly

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What are requirements to register for ecobank ussd

To register for the Ecobank USSD code (*326#), you’ll need:

  •  You must have an existing account with Ecobank.
  • A registered phone number that is linked to your Ecobank account
  • An Ecobank debit card (optional): While not mandatory, having your Ecobank debit card can simplify the registration process.

How to activate and create Eco bank ussd

The first step to register for Ecobank USSD code is to ensure that your mobile phone is registered with the bank. You can do this by visiting any Ecobank branch and providing your phone number and account details to a customer service representative. They will then link your phone number to your bank account, allowing you to use the USSD code service.

There are two scenarios for activating and creating an Ecobank USSD:

1. For Existing Ecobank Customers:

  • *Dial 326#: Use the phone number linked to your Ecobank account.
  • Enter your 6-digit PIN: This is the same PIN you use for the Ecobank Mobile App.
  • If you forgot your PIN: Reset it using the Ecobank Mobile App.

2. For Non-Ecobank Customers:

  • *Dial 326# on any mobile phone (smartphone or feature phone).
  • Choose option 1: “Open Xpress Account.”
  • Follow the prompts: Provide the required information to open an account and register for the USSD service.
  • How to block first bank ATM card and Account

Once you have registered for the USSD code service, you can start using it to perform various banking transactions from your mobile phone. You can check your account balance, transfer funds, pay bills, and even recharge your phone using the USSD code service. All you need to do is dial *326# and follow the instructions on the screen to complete the transaction.

How to transfer money with Eco bank ussd

You can easily transfer money using the Ecobank USSD code (*326#). Here’s how:

Transferring to another Ecobank account:

  1. Dial *326# from your registered phone number.
  2. Select option 1: “Transfer Money.”
  3. Choose option 1: “Ecobank Account.”
  4. Enter the recipient’s 10-digit Ecobank account number.
  5. Enter the amount you want to transfer.
  6. Enter your 4-digit PIN to confirm the transaction.

Transferring to other banks in Nigeria:

  1. Dial *326# from your registered phone number.
  2. Select option 1: “Transfer Money.”
  3. Choose option 2: “Other Banks.”
  4. Select the recipient’s bank from the list.
  5. Enter the recipient’s 10-digit account number.
  6. Enter the amount you want to transfer.
  7. Enter your 4-digit PIN to confirm the transaction

How to buy airtime with Eco bank ussd

 

You can easily buy airtime for yourself or someone else using the Ecobank USSD code (*326#). Here’s how:

Buying airtime for yourself:

  1. Dial *326# from your registered phone number.
  2. Select option 2: “Airtime/Data.”
  3. Choose option 1: “Airtime – Self.”
  4. Enter the amount of airtime you want to purchase.
  5. Enter your 4-digit PIN to confirm the transaction.

Buying airtime for someone else:

  1. Dial *326# from your registered phone number.
  2. Select option 2: “Airtime/Data.”
  3. Choose option 2: “Airtime – Others.”
  4. Enter the phone number you want to recharge (e.g., 08012345678).
  5. Enter the amount of airtime you want to purchase.
  6. Enter your 4-digit PIN to confirm the transaction.

Read: How to block Fidelity bank ATM Card and account

How to check account balance with Eco bank ussd

To check your Ecobank account balance using the USSD code, simply follow these steps:

  1. *Dial*326*0# from the phone number linked to your Ecobank account.
  2. Enter your 4-digit PIN.
  3. Your account balance will then be displayed on your screen once done.

How to pay bills with Eco bank Nigeria ussd

Paying bills with Ecobank Nigeria USSD code (*326#) is easy and convenient. Here’s how you can do it:

  1. *Dial *326# from your registered mobile phone.
  2. Select option 3: “Pay Bills”.
  3. Choose the bill type: You’ll be presented with various bill categories like electricity, cable TV, internet, etc. Select the category of the bill you want to pay.
  4. Choose the biller: You’ll see a list of available billers under the selected category. Choose the specific biller you want to pay.
  5. Enter the required details: Depending on the biller, you may be asked to enter details like your customer ID, smartcard number, or meter number.
  6. Enter the amount: Enter the amount you want to pay.
  7. Confirm the details: You’ll be shown a summary of your transaction. Ensure the details are correct before proceeding.
  8. Enter your 4-digit PIN: This is the same PIN you use for the Ecobank Mobile App or other *326# transactions.

Your bill payment will be processed instantly, and you’ll receive a confirmation message.

Frequently Asked Questions

Q: What is the Ecobank USSD code?

A: The Ecobank USSD code is *326#.

Q: What can I do with the Ecobank USSD code?

A: You can perform various banking transactions like checking your balance, transferring funds, paying bills, buying airtime, and opening an Xpress account.

Q: Do I need a smartphone to use the Ecobank USSD code?

A: No, you can use the *326# code on any type of mobile phone, including basic feature phones.

Q: Does the Ecobank USSD code work on all networks?

A: Yes, the *326# code works on all major mobile networks in Nigeria.

Account-Related Questions

Q: How do I check my account balance using the Ecobank USSD code?

A: Dial *326# and select option 3 “Check Balance”.

Q: How do I transfer money to another Ecobank account using the USSD code?

A: Dial *326#, select option 1 “Transfer Money”, then option 1 “Ecobank Account” and follow the prompts.

Q: Can I transfer money to other banks using the Ecobank USSD code?

A: Yes, dial *326#, select option 1 “Transfer Money”, then option 2 “Other Banks” and follow the prompts.

Q: Can I open an Ecobank account using the USSD code?

A: Yes, dial *326# and select option 1 “Open Xpress Account”.

Transactions

Q: How do I buy airtime using the Ecobank USSD code?

A: Dial *326#, select option 2 “Airtime/Data”, then choose the option for buying airtime for yourself or someone else.

Q: How do I pay bills using the Ecobank USSD code?

A: Dial *326#, select option 3 “Pay Bills”, and follow the prompts to select the biller and enter the required details.

Security

Q: Is it safe to use the Ecobank USSD code?

A: Yes, it is safe to use the Ecobank USSD code as it is protected by a PIN. However, ensure you keep your PIN confidential.

Q: What should I do if I forget my PIN?

A: You can reset your PIN through the Ecobank Mobile App or by visiting your nearest Ecobank branch.

Q: Is there a fee for using the Ecobank USSD code?

A: No, there might be small charges associated with some transactions with your telecom

Q: How can I get help with the Ecobank USSD code?

A: You can contact Ecobank customer care for assistance on 0700 500 0000. Send a mail to ENGContactcentre@ecobank.com or send message on WhatsApp on (234) 808 760 3717

Conclusion

In conclusion, registering for the Ecobank USSD code service is a convenient and secure way to access your bank account from your mobile phone. By following the steps outlined in this guide, you can easily register for the service and start enjoying the benefits of mobile banking.

Remember to keep your PIN safe and do not share it with anyone to protect your account from unauthorized access.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com
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About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia . Frank have worked as a banker and consultant in variety of Nigeria agencies Contact ;Kokobest04@gmail.com
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