How to register for Keystone Bank Internet and Mobile App banking

As a a leading financial institution in Nigeria.Keystone Bank Online and mobile banking have become increasingly popular in recent years as people seek ways to manage their finances from anywhere at any time.

The Bank has recognized the importance of offering these services to meet the needs of its customers with convenient and secure ways to manage their finances

In this digital age, accessing your accounts, transferring funds, paying bills, and monitoring transactions have become important and efficient through user-friendly online and mobile platforms.

This article aims to provide the features, benefits and enrollment process of Keystone Bank’s digital banking services.You will also learn how to register for mobile app.

Read; How to register for FCMB internet banking and mobile app

Benefits of Keystone bank internet banking

Keystone Bank’s internet banking platform is a prime example of how technology has change the banking experience for customers. There are numerous benefits internet banking services, some of which include convenience, security, accessibility, time-saving capabilities, and enhanced financial management tools.

Gone are the days of having to visit a physical branch during business hours to conduct simple banking tasks, as internet banking allows for 24/7 access to account information and services.

Accessibility is another notable benefit of Keystone Bank’s internet banking services. Whether customers are at home, at work, or on the go, they can easily manage their finances through the bank’s website or mobile app. This level of accessibility saves customers time and eliminates the need to physically visit a branch, allowing for greater flexibility in managing their finances.


Keystone Bank’s internet banking platform, Keystone offers a wide array of features designed to make banking convenient and accessible for both individual and corporate customers.

  • Transfer funds instantly to other Keystone Bank accounts or other banks within Nigeria.
  •  Pay utility bills (electricity, water, etc.), phone bills, subscriptions, cable TV, and other bills conveniently online.
  •  Recharge your mobile phone or others’ directly from your bank account.
  • Buy and sell foreign currencies online at competitive rates.
  • Set up recurring payments or schedule future payments for added convenience.
  •  Corporate customers can efficiently process bulk payments to multiple beneficiaries.
  •  Request cheque books, stop cheque payments, and view cheque status.
  • Block or unblock your debit/credit cards, request new cards, and manage card limits.
  •  Set transaction limits for your accounts and cards.
  • Update your personal information and contact details.

Also read: How to register for First Bank internet banking and mobile App

How to register for Keystone internet banking

Keystone Bank offers two primary methods for registering for its internet banking platform,

1. Online Registration (with Account Number and/or Debit Card):

  • Website:
    • Go to the Keystone Bank website:
    • Click on “Internet Banking” and select “Register.”
    • Follow the instructions, providing your account details and debit card information
    • An OTP (One-Time Password) will be sent to your registered email and phone number for verification.
    • Create your preferred username, password, and transaction PIN.
    • Complete the enrollment by selecting three security questions.

2. Branch Registration:

  • Visit a Branch:
    • Go to your nearest Keystone Bank branch with your valid identification (National ID, Driver’s License, or International Passport) and account details.
    • Fill out the internet banking application form.
    • The bank staff will guide you through the registration process and activate your online banking account.

Read: How to register for Fidelity Bank internet banking and mobile App

Keymobile App

KeyMobile is the official mobile banking app from Keystone Bank, designed to provide customers with a seamless and secure banking experience on their smartphones. It allows you to manage your finances, perform transactions, and access various banking services conveniently from your mobile device.

Features of KeyMobile App:

  • View account balances, transaction history, and download statements.
  •  Transfer money between your Keystone Bank accounts or to other banks.
  •  Pay utility bills, airtime, cable TV subscriptions, and other bills.
  •  Manage your debit and credit cards, including blocking/unblocking, setting limits, and requesting new cards.
  • Apply for personal loans and other credit facilities.

Benefits of KeyMobile App:

  •  Manage your finances 24/7 from anywhere.
  • Fast and efficient transactions.
  •  Robust security measures to protect your account and data.
  •  User-friendly interface and intuitive navigation.

You may like to Read: How to register for Ecobank internet banking and mobile App

How to Register for Keystone Mobile App

To register for the Keystone Mobile App, you can follow these steps:

1. Download and Install the App:

  • Go to the Google Play Store (for Android) or Apple App Store (for iOS) and search for “Keystone Mobile”.
  • Download and install the app on your mobile device.

2. Registration Process:

  • New Users:
    1. Open the KeyMobile app.
    2. Click on “Register.”
    3. Enter your Bank account number, and choose a verification option
    4. An OTP will be sent instantly via mail and SMS, input OTP.
    5. Create and Input Username, Password and Transaction pin.
    6. Log in to the app with the username and password you have created and finalize transactions with the transaction pin.


  • Existing Keystone @ctiveNET Users:
    1. Open the app and click on “Login.”
    2. Enter your existing Keystone username and password.
    3. You will receive an OTP on your registered mobile number for verification.
    4. Create a transaction PIN.

Frequently Asked Questions (FAQ)


Q: Can I access Keystone Bank’s online and mobile banking services from any device?

A: Yes, you can access Keystone Bank’s online and mobile banking services from virtually any device with internet access.

Online Banking

  • Computers: You can easily access Keystone  bank using popular web browsers like Chrome, Firefox, Safari, or Edge on your desktop or laptop computer.
  • Mobile Devices: The online banking platform is also accessible on smartphones and tablets through a mobile-friendly version of the website or the dedicated KeyMobile app.

Mobile Banking (KeyMobile App):

  • Smartphones and Tablets: The KeyMobile app is designed for mobile devices and can be downloaded from the Apple App Store or Google Play Store, depending on your device’s operating system.

Q; Are there any fees associated with using Keystone Bank’s online and mobile banking services?

Keystone Bank does not charge any specific fees for using their online banking platform or the KeyMobile app. However, there might be standard transaction charges associated with certain services, such as:

  • Interbank Transfers: You might incur charges when transferring funds to accounts in other banks. These charges vary depending on the amount transferred and the receiving bank’s policies.
  • SMS Alerts: Some account types might have a fee for SMS alerts for transactions.
  • Data Usage: If you’re accessing the services using mobile data, standard data charges from your mobile network provider will apply.

Keystone Bank also has a maintenance fee for current accounts, which is ₦1 per mille for every ₦1,000 debit transaction. This fee is not directly related to online or mobile banking usage but applies to all current account holders.

Q: How many characters must the Password and transaction PIN have?

  • Minimum of 8 characters (alphanumeric) for password.
  • Maximum of 4 digits for transaction PIN.

Q; How secure are transactions conducted through Keystone Bank’s digital banking platforms?

The  Bank prioritizes the security of transactions conducted through its digital banking platforms. They employ several measures to safeguard customer information and funds:

Q; Can I use this service when I am overseas?

A; Yes, you can use Keystone Bank’s digital banking platforms even when you are overseas. Their internet banking service, Keystone is accessible worldwide through an internet-enabled device. You can perform transactions, view account balances, and access other banking services from anywhere in the world.

Q: What do I need to sign up?

A: To sign up for Keystone Bank’s digital banking services, you’ll need the following:

  • An active Keystone Account and Debit Card.
  • A smart device running on IOS or Android operating services.
  • Transaction Pin, Email and Mobile Number registered with the Bank for receipt of OTP and notifications.


Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies


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Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia . Frank have worked as a banker and consultant in variety of Nigeria agencies Contact ;
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