How to register for Union bank ussd and activate

The Union bank USSD services are crucial in modern banking as they provide immediate access to account information, funds transfer, bill payments, and more, without the need for internet access. This convenience empowers customers to manage their finances on the go.

This service allows customers to perform a variety of transactions such as checking account balances, transferring funds, paying bills, and even accessing mini statements directly from their mobile phones. This service is accessible to all Union Bank customers and is available 24/7, making it easy and convenient for customers to manage their finances anytime, anywhere.

The service requires customers to use personal identification numbers (PINs) for authentication, ensuring that only authorized users can access and use their accounts. This helps to protect customers’ funds and personal information from unauthorized access or fraud, giving them peace of mind when conducting transactions through the USSD service.

Union Bank’s USSD code, *826#, offers a wide range of features and benefits for its customers, making banking accessible and convenient:

Read: How to register for sterling bank ussd and other transaction

Features and benefits of union bank

Features:

  • Balance Inquiry: Check your account balance anytime, anywhere.
  • Transfers: Transfer funds between Union Bank accounts or to other banks in Nigeria.
  • Bill Payments: Pay utility bills (electricity, water, etc.), cable TV bills, internet bills, and other recurring payments.
  • Airtime and Data Purchase: Recharge your phone or buy data bundles for yourself or others.
  • Cardless Withdrawal: Withdraw cash from Union Bank ATMs without your debit card.
  • Paycode Generation: Generate a secure paycode to withdraw cash at agent locations or transfer money to someone without a bank account.
  • Open Account: Start the process of opening a new Union Bank account.
  • Self-Registration: Register for the *826# service directly from your phone.

Benefits:

  • Convenience: Access your bank account and perform transactions 24/7 from your mobile phone without needing an internet connection or a smartphone.
  • Accessibility: The service is available to all Union Bank account holders with a registered mobile number.
  • Speed and Efficiency: Transactions are processed quickly and efficiently.
  • Security: Transactions are protected with a PIN, and the service uses encryption to secure your information.
  • Cost-Effective: Most services are free, while others have minimal charges.
  • Financial Inclusion: Allows people without access to the internet or smartphones to access banking services.

Also read: How to register for Standard Chartered Bank Nigeria USSD

What types of transactions can I perform with union bank ussd

Union Bank’s USSD code (*826#) offers a wide range of transactions, making it a convenient tool for managing your finances. Here are the types of transactions you can perform:

Basic Banking:

  • Check Balance: Inquire about your account balance(s).
  • Buy Airtime (Self & Others): Recharge your own phone or someone else’s on all major networks.
  • Buy Data: Purchase data plans for your mobile phone.
  • Transfer (Union Bank to Union Bank): Send money to another Union Bank account.
  • Transfer (Other Banks): Transfer funds to accounts in other Nigerian banks.
  • Generate Token: Get a one-time PIN for cardless transactions.
  • Mini-Statement: View a summary of your recent transactions.

Advanced Banking:

  • Pay Bills: Pay utility bills (electricity, water), cable TV, and other recurring bills.
  • Pay Merchants (mCash): Make payments at select merchants using the mCash platform.
  • Open Account: Start the process of opening a new Union Bank account.
  • Cardless Withdrawal: Withdraw cash from Union Bank ATMs without a card.
  • Manage Debit Card: Block or unblock your card, request a new card, or change your PIN.
  • Request Loan: Start the process of applying for a loan.
  • Account Update (BVN): Update your Bank Verification Number (BVN).
  • Other Services: Access additional services like setting transaction limits and managing beneficiaries.

Read: How to register for Stanbic Ibtc ussd and transfer

Required information to register for union bank

To register for Union Bank USSD banking (*826#), you need:

  • An active Union Bank account: You should have an existing account with Union Bank.
  • A mobile phone number linked to your account: Ensure the phone number you intend to use for USSD transactions is registered with your Union Bank account. This is the number you’ll use to access the service.

How to register for union bank USSD

There are a couple of ways you can register for Union Bank USSD banking (*826#):

1. Automatic Registration:

  • *Dial *826#: If your mobile phone number is already linked to your Union Bank account, dialing this code will automatically initiate the registration process.
  • Follow the Prompts: You’ll be guided through the steps, which may include verifying your account information and creating a PIN.

2. Manual Registration (without an ATM card):

  • *Dial *826#: Even if your phone number isn’t linked, dialing this code might still initiate registration.
  • Navigate the Menu: Select the option for registration (usually indicated by a number).
  • Provide Account Details: You’ll be asked to enter your Union Bank account number and other required information.
  • Create a PIN: Set a four-digit PIN to secure your transactions.

You can also read; Polaris bank ussd: How to register and transfer money

How to Check union bank account balance

To check your Union Bank account balance using USSD, follow these steps:

  1. Dial *826*4# on your mobile phone. This is the specific code for checking your balance.

  2. Enter your PIN: You will be prompted to enter your 4-digit UnionMobile PIN. If you haven’t set up a PIN yet, you’ll be asked to create one.

  3. View Your Balance: Your account balance will be displayed on the screen, and you will also receive an SMS notification with your balance details.

Read: Keystone Bank’s USSD: How to register and transfer money

How to Buy airtime from union bank

Union Bank offers two easy ways to buy airtime using USSD (*826#):

1. Quick Codes:

  • For Self: Dial *826*Amount# (e.g., *826*500# to buy ₦500 airtime for your own line).
  • For Others: Dial *826*Amount*Mobile Number# (e.g., *826*1000*08012345678# to buy ₦1000 airtime for the number 08012345678).

2. USSD Menu:

  1. Dial *826# on your mobile phone linked to your Union Bank account.
  2. Select “Airtime Top Up.”
  3. Choose whether you want to buy airtime for yourself or for someone else.
  4. Enter the phone number if you are buying for someone else.
  5. Enter the desired amount of airtime.
  6. Confirm the details and enter your 4-digit PIN to authorize the transaction.

Read: How to register and activate First City Monument Bank (FCMB) ussd

How to Transfer money from union bank

Union Bank offers two methods to transfer money using USSD (*826#):

1. Using the USSD Menu:

  1. Dial *826# on your registered mobile phone.
  2. Select 1 for “My Bank” and then 1 again for “Transfer Funds.”
  3. Choose the type of transfer:
    • 1 for Union Bank to Union Bank transfer
    • 2 for transfer to other banks
  4. Enter the recipient’s 10-digit account number.
  5. Enter the amount you want to transfer.
  6. Confirm the details and enter your 4-digit PIN to authorize the transaction.

2. Using Quick Codes:

  • Union Bank to Union Bank: Dial *826*1*Amount*Account Number# (e.g., *826*1*5000*1234567890# to transfer ₦5,000).
  • Other Banks: Dial *826*2*Amount*Account Number# (e.g., *826*2*5000*1234567890#) and follow the prompts to select the recipient’s bank.

How do I make card-less withdraw from Union bank

Union Bank offers a convenient way to withdraw cash from their ATMs without using a debit card through their USSD code, *826#. Here’s how it works:

  1. Initiate Cardless Withdrawal:

    • Dial *826*7*Amount# on your mobile phone linked to your Union Bank account.
    • Follow the prompts to create a one-time PIN (OTP).
    • You’ll receive an SMS with a unique paycode and the OTP.
  2. At the ATM:

    • Select the “Cardless Withdrawal” option on the ATM screen.
    • Enter the paycode you received via SMS.
    • Enter the OTP you created earlier.
    • Withdraw your cash.

Also read: How to register and activate First bank USSD

Union bank Card management (block and unblock card)

Union Bank offers several ways to block or unblock your debit card:

*1. Using USSD (826#):

  • Block Card:

    • Dial *826*21# from your registered phone number.
    • Select the card you want to block.
    • Confirm your choice.
  • Unblock Card:

    • This option may not be available through USSD. You can try using the UnionMobile app or UnionOnline platform. If those options don’t work, you will need to visit a Union Bank branch or contact their customer service for assistance.

How to Block your union bank account from other phone numbers

To block your Union Bank account from unauthorized access through other phone numbers, you can use the following USSD code:

  • Dial *826*6*Mobile Number# (replace “Mobile Number” with the phone number you want to block).
  • Follow the on-screen prompts to confirm the action.

This will prevent transactions from being initiated on your account using the specified phone number.

To Block your union bank account from your phone number. simply dial  *826*6#

Read: How to Register for Ecobank USSD Code and transfer money

How to Request union bank debit card

o request a Union Bank debit card using USSD, follow these steps:

  1. Dial 82621# on the mobile number linked to your Union Bank account.

  2. Select “Card Request”: Reply with “1” to choose the card request option.

  3. Select Card Type:

    • Reply with “1” for Verve card (local transactions only)
    • Reply with “2” for Mastercard (local and international transactions)
  4. Select Account:

    • Reply with the number corresponding to the account you want to link the card with.
  5. Enter Transaction PIN:

    • Input your 4-digit Union Bank transaction PIN.
  6. Choose Pick-up Option:

    • You can select to have the card delivered to your home address or pick it up at a preferred branch.
  7. Confirm and Submit:

    • Review your request details and click “Send” to submit.

You will receive an SMS notification confirming your request, and another message when your card is ready for pick up (if you chose the branch pick-up option).

How do I reset  union bank  ussd PIN

There are scenarios to consider when resetting your Union Bank PIN using USSD:

1. If you remember your current PIN:

  • Dial *826*5# from your registered mobile number.
  • Follow the on-screen prompts to change your PIN.
  • You will be asked to enter your old PIN and then your new PIN twice for confirmation.

How to Request a loan from union bank

Union Bank offers a specific loan product accessible through USSD, called Payday Loan. Here’s how to request it:

  1. Eligibility Check:

    • Ensure you meet the criteria:
      • Minimum monthly salary of ₦15,000
      • Salary has been domiciled with Union Bank for at least 3 months
    • Understand that the maximum loan amount is 50% of your salary.
  2. USSD Code:

    • Dial *826*41# from your registered mobile number with Union Bank.
    • Follow the on-screen prompts. You’ll likely be asked to confirm your eligibility, choose the loan amount, and review the terms.

FAQS

Q: What is the Union Bank USSD code?

A: The Union Bank USSD code is *826#.

Q: How do I register for Union Bank USSD banking?

A: You can register by:

  • *Dialing *826#: If your number is linked to your account, this will automatically start the registration process.
  • Manually registering: Dial *826*1*NUBAN# (replace NUBAN with your account number) and follow the prompts.

Q: What transactions can I perform with Union Bank USSD banking?

A: You can perform various transactions, including:

  • Checking your account balance
  • Transferring funds to Union Bank and other bank accounts
  • Buying airtime and data
  • Paying bills
  • Cardless withdrawal
  • Opening an account (initial steps)
  • Managing your debit card

Q: What are the charges for using Union Bank USSD banking?

A: There are no monthly fees, but standard network charges may apply for each session. Some transactions may also have additional charges.

Q: How do I check my account balance using Union Bank USSD?

A: Dial *826*4# and follow the prompts.

Q: How do I transfer money using Union Bank USSD?

A: Dial *826*1*Amount*Account Number# to transfer to Union Bank accounts or *826*2*Amount*Account Number# to transfer to other banks.

Q: How do I buy airtime using Union Bank USSD?

A: Dial 826Amount# for self or *826*Amount*Mobile Number# for others.

Q: How do I block my Union Bank debit card using USSD?

A: Dial *826*4#, select your card, and choose “Block.”

Q: What if I forget my USSD PIN?

A: You can reset your PIN by dialing *826*5# and following the prompts.

Q: Is Union Bank USSD banking secure?

A: Yes, Union Bank uses encryption and PIN authentication to ensure secure transactions.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com
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About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia . Frank have worked as a banker and consultant in variety of Nigeria agencies Contact ;Kokobest04@gmail.com
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