MTN XtraByte: How to borrow data from MTN

MTN XtraByte offers a convenient solution for MTN users to borrow data when they are running low or in urgent need of additional data. Understanding how to utilize this service effectively can enhance the mobile data experience for subscribers.

When we find oneself in a situation where you urgently need data on your phone but do not have enough balance to purchase it. In such situations, borrowing data from your service provider can be a lifesaver. Airtel offers a convenient way for its customers to borrow and pay it back later, ensuring that they can stay connected even in times of financial constraints.

In this article, we will explain how to borrow data from mtn  known as MTN XtraByte .The service is available to all eligible all Prepaid customers.

Read: MTN Share: How to transfer Airtime to another mtn line


  • You need to be an active MTN subscriber with a registered SIM card.
  • Your eligibility is usually determined by your usage history and account standing with MTN.
  • Have been on the MTN network for more than 3 months
  • Have spent at least N200 monthly for 3 months
  • Have between N0 and N75 in your main account
  • Paid up any outstanding XtraByte loan request

Feature and benefit of MTN XtraByte

Here’s a breakdown of the features and benefits of MTN XtraByte in Nigeria:


1 Lets you borrow data bundles when your current data plan is depleted.

2. The borrowed data amount and service fee are automatically deducted from your next airtime recharge.

3. Offers a selection of data bundles to borrow, with limits potentially varying based on your individual eligibility.

4. Easily accessed by dialing the *303# USSD code on your MTN line.


1. Helps you stay online even when you unexpectedly run out of data.
2. Provides a quick and convenient way to get a data boost without manually purchasing a new data plan.
3.Offers some choice in the amount of data you can borrow based on your needs and eligibility.
4. Lets you use the data immediately and pay for it later when you top up your airtime.

Read: MTN Data Share & Gifting:How to transfer data to another line

How can I check if am eligible for MTN Borrowed me data service?

You can check if you are eligible for XtraByte service by;

  • Dialling *303# and clicking ’My Account’ and selecting 1 to ‘Check eligibility’.
  • Sending SMS keyword: STATUS to 303
  • Dialling 303 then follow the voice prompt to confirm if you are eligible or not.

How to  borrow MTN Data via *303# Menu:

Steps to Borrow Data

  1. *Dial *303#

  2. Select the “XtraByte” option from the menu that appears.

  3. You’ll be presented with a list of the data bundles you’re eligible to borrow.

  4. Choose the data bundle that best suits your needs and your budget

  5. You’ll see a confirmation message summarizing the data amount of data borrowed.

    The next time you recharge your MTN line, the cost of the borrowed data bundle along with the associated service fee will be automatically deducted.To avoid disruptions, ensure you recharge with enough airtime to cover the entire cost (data + fee).Dial 303 and the system will play an announcement for you to select your preferred language, either English, Igbo, Hausa or Yoruba.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies


Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top