Welcome to financengr.com.ng! These Terms of Service (“Terms”) govern your use of our website located at financengr.com.ng (the “Site”) and any related services provided by financengr.com.ng (the “Service”). Please read these Terms carefully before accessing or using our Service.

  1. Acceptance of Terms By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.
  2. Use of the Service a. Eligibility: You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old. b. Account Creation: In order to use certain features of the Service, you may be required to create an account.
  3. You agree to provide accurate and complete information when creating your account and to keep your account information updated. c. User Content: You are solely responsible for any content you submit or post on the Service, including but not limited to articles, comments, and messages.
  4. You retain ownership of your content, but by submitting or posting it on the Service, you grant financengr.com.ng a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your content in connection with the Service. d. Prohibited Conduct: You agree not to engage in any conduct that may violate these Terms or any applicable laws or regulations. This includes, but is not limited to, the following:
    • Posting or transmitting any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
    • Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
    • Interfering with or disrupting the Service or servers or networks connected to the Service.
    • Engaging in any unauthorized use or access of another user’s account.
    • Collecting or storing personal data about other users without their consent. e. Termination: We reserve the right to suspend or terminate your access to the Service at any time, without prior notice or liability, for any reason, including but not limited to a violation of these Terms.
  5. Intellectual Property The Service and its original content, features, and functionality are owned by financengr.com.ng and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
  6. Disclaimer The Service is provided on an “as is” and “as available” basis. financengr.com.ng makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  7. Limitation of Liability In no event shall financengr.com.ng be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of, or inability to access or use, the Service.
  8. Governing Law These Terms shall be governed and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.
  9. Changes to Terms financengr.com.ng reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
  10. Contact Us If you have any questions about these Terms, please contact us at kokobest04@gmail.com
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